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Dodd-Frank Changes, New CFPB Rules, and Dramatic New Developments

The treatise explains the latest changes in credit reporting resulting from CFPB actions and those of the state attorneys general, as well as thousands of new FCRA court decisions. Also covered are the Credit Report Organizations Act, Gramm Leach Bliley, and state credit reporting statutes.

  • Identity theft, credit card freezes, thaws, fraud alerts, and credit monitoring
  • Dramatic new changes to the reporting of public records data and medical debt
  • Implications of the CFPB supervision of the major three credit bureaus for data accuracy and dispute resolution
  • New discussion on the reporting of mortgage debt

Guidance from the Experts:

  • Who must comply with the FCRA -- you will be surprised!
  • Consumers' access to their reporting file
  • Identity theft
  • Responsibilities of creditors and other furnishers
  • Information that cannot be reported
  • Accuracy requirements
  • Disputing data in a report
  • Credit scores
  • Investigative reports
  • Obligations of consumer report users
  • Privacy issues
  • Advising clients about their credit record.

Download the Print Edition’s TOC


"NCLC's Fair Credit Reporting and other manuals are the best and most comprehensive resources in the marketplace for a consumer lawyers and comparatively inexpensive to boot. They are held in such high esteem that opposing counsel show up in court with them!"
— Joanne Faulkner, Attorney at Law, New Haven, CT

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