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Highlight Updates 1985 Revision of Regulation B and Issuance of FRB Commentary

In 1985, the FRB issued an overall revision of Regulation B.39 At the same time, the FRB issued an official staff commentary to Regulation B which supersedes all previous FRB Board and staff interpretations and letters.40 This commentary is sometimes referred to as “Supplement 1 to Regulation B” or as “ECO-1.” The 1985 revision of Regulation B included (as appendices B and C) model application and notification forms which replaced all previous model forms released by the FRB.41


  • 39 {39} 50 Fed. Reg. 48,018 (Nov. 20, 1985).

  • 40 {40} Id.

  • 41 {41} Reg. B, 12 C.F.R. pt. 202 [pt. 1002], app. B (model application forms), app. C (sample notification forms).