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Loans to Avoid

Chapter 7 lists ways to get into even more trouble when you are in financial difficulty. Described there are a number of types of loans that you should avoid, even if you have pressing debts:

  • ● Payday loans;
  • ● Auto title pawns;
  • ● High cost installment loans and other high cost small loans;
  • ● Disadvantageous refinancing and consolidation loans;
  • ● Tax time loans;
  • ● Overdraft loans;
  • ● Subprime credit cards.